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IBPS AFO Salary 2025
The Institute of Banking Personnel Selection (IBPS) conducts the IBPS AFO (Agricultural Field Officer) Exam annually to recruit candidates for the Specialist Officer (SO) cadre in various public sector banks. One of the key attractions of this role is the salary structure, allowances, and career growth opportunities. This article provides a detailed overview of the IBPS AFO salary in 2025, including in-hand salary, pay scale, allowances, perks, deductions, and career progression.
IBPS AFO Salary 2025: Highlights
This Highlights provides detailed insights into the salary components, perks, and job responsibilities associated with the IBPS AFO position in 2025.
Name Of The Recruitment | IBPS AFO Recruitment 2025 |
Exam Conducting Body | Institute of Banking Personnel Selection (IBPS) |
Category | Salary |
Post | Agriculture Field Officer (AFO) |
Basic Pay | Rs.23,700 |
IBPS AFO Salary 2025: Pay scale
The IBPS Agriculture Field Officer (AFO) Salary 2025 provides a lucrative for candidates in the banking sector, with a starting basic salary of ₹23,700 for Scale I officers. Below is a detailed information of the salary structure, including pay scales for IBPS AFO Scale I, II, and III officers
Category | Pay scale | Monthly salary |
IBPS AFO Officer Scale I | Rs. 23700-980/7-30560-1145/2-32850-1310/7-42020 | Rs. 36400 |
IBPS AFO Officer Scale II | Rs. 31705-1145/1-32850-1310/10-45950 | Rs. 48800 |
IBPS AFO Officer Scale III | Rs. 42020-1310/548570-1460/2-51490 | Rs. 64600 |
IBPS AFO Salary & Perks
Public sector banks give extra allowances along with the basic salary to candidates selected through the IBPS AFO Recruitment. These allowances increase the total salary, and the final amount is given in hand. House Rent Allowance (HRA) and City Compensatory Allowance (CCA) depend on the job location. The starting salary of an IBPS AFO is around ₹36,000 per month. The details of allowances are given in the table below.
IBPS AFO Salary & Perks |
City Compensatory Allowance 0-4%(depends on location) |
House Rent Allowance 7%-9%(Location dependent) |
Special Allowance 7.75%(Scale I) |
Dearness Allowance Rs 8605.88 |
Miscellaneous Rs. 4100 |
IBPS AFO In-Hand Salary
Aspirants are often interested in knowing their monthly in-hand salary, which is determined by basic pay, additional allowances, and required government deductions. The table below offers a detailed breakdown of the IBPS Agriculture Field Officer (AFO) salary for 2025, providing a clearer understanding of the take-home pay.
IBPS AFO In-Hand Salary |
IBPS AFO Officer Scale I Rs.36400 |
IBPS AFO Officer Scale II Rs.48800 |
IBPS AFO Officer Scale III Rs.64600 |
IBPS AFO Salary Slip 2025
The salary slip includes all components of the IBPS AFO Monthly Salary, such as basic pay, perks, allowances, and monthly deductions. SSCADDA has provided a sample salary slip for an employee who joined as an Agriculture Field Officer (AFO) in 2020.
IBPS AFO Job Profile
It is important for the aspirants to know what kind of work they will have to do after becoming Agriculture Field Officers. AFOs have a number of responsibilities, particularly in rural areas. The primary responsibility of those hired to fill the position of Agriculture Field Officer (AFO) is to inform farmers about the bank’s financial products and services. The additional duties of IBPS AFO employees include:
- The AFO is responsible for promoting rural funding.
- The function of AFO is to give loans to farmers as well as people related to agriculture.
- Make sure that the farmers are receiving the loans.
- Examine the loans for agriculture.
- Examine the instances of failed crops
- Educating farmers about the bank’s particular programs and perks
- Spend more money in rural areas
IBPS AFO Career growth
The candidates chosen for the post of IBPS AFO offered fantastic professional advancement. Below is a list of the IBPS AFO’s promotion structure.
- Officer/Assistant Manager
- Manager
- Senior Manager
- Chief Manager
- Assistant General Manager
- Deputy General Manager
- General Manager
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IBPS Agriculture Field Officer AFO Syllabus 2025 and Exam Pattern | Railway Exam Calendar 2025 Out |